What Does HPI Clear Mean?

Does a HPI check show damage?

Your HPI Check will not provide information on every accident a vehicle has been in.

Accident damage is only identified where an insurance company has registered the vehicle as a write-off.

Your HPI Check will not provide any details on the service history of a vehicle..

How much is a full HPI check?

As mentioned earlier, HPI offer three levels of check. The most Basic Check costs £9.99 and comes with debt/finance, stolen, insurance write-off and imported/exported information. The standard HPI Check will cost £19.99 and includes the full range of data.

How long does Finance take to clear on HPI?

When a payment is received by the finance house, it normally takes up to 10 working days for the vehicle to be clear of finance but the length of time depends on the payment method and can vary from bank to bank.

Is it worth getting a HPI check?

Mike says: ‘First and foremost, you should always carry out an HPI Check to ensure that any car you’re serious about has not been an insurance write off, does not have any outstanding finance on it and is not stolen. ‘This costs £19.99 at www.hpicheck.com and is worth doing before you even view the car.

What does HPI Cat N mean?

Category N write-offs Cat N write-offs have suffered non-structural damage that can be repaired to roadworthy condition and the car put back into use.

What does Advisory mean on HPI check?

the car still passesAn advisory means the car still passes, but will probably need some money spent on it before it’ll pass the next one. Potentially lots of money… … As a result, there’s a good chance that car you’re thinking of buying is subject to an outstanding recall.

Is stolen recovered unrecorded?

CATEGORY U. Category U cars are what are known as “unrecorded insurance write-offs“. … A Category X car is a stolen recovered vehicle which has been subject to an insurance claim. It may have only sustained minimal damage which was repaired in accordance with manufacturers specifications or in some cases nil damage.

What does HPI mean?

This is where the HPI vehicle history check is invaluable. … It’s called a HPI Check because the company HPI (Hire Purchase Investigation) was one of the first to provide vehicle checks for car buyers. Although originally it only checked for outstanding finance, it now covers insurance write-off, mileage and more.

Does Cat n show on HPI?

Category N: The equivalent of the outgoing category D, this is for cars that aren’t damaged structurally. … The first of these is that before buying any used car, invest in an hpi check to make sure that it doesn’t have a shady past.

Does Cat n show on v5?

The replaced V5C issued by DVLA for CATEGORY N (Non-structurally damaged) will NOT be annotated.

How can I check if a car is on finance?

The most reliable way to determine whether any used car has outstanding finance is to carry out a car registration check or a vehicle history check. This check lets you know the necessary details about the car, along with information about any debts on the vehicle.

How do I check a car’s history?

You can access this database at www.nicb.org.The NICB offers a free VIN check, which offers information about the car’s history based on the Vehicle Identification Number. X Research sourceFor example, you can use this service to find out if your car has ever been reported stolen or reported as a salvage vehicle.

What does security watch mean on an HPI check?

The Security Watch register is primarily used by the Police, finance companies and the motor trade, to ensure that these vehicles can be traced if someone steals them or attempts to sell them fraudulently (for example – perhaps without first settling an outstanding agreement).

What will a HPI check tell me?

The report, called HPI Check, informs consumers whether a vehicle has outstanding finance, been stolen, written off as a total loss, has a mileage discrepancy (clocked), had a plate change, been cloned, or has an outstanding logbook loan.

Is HPI check free?

There’s no such thing as a Free HPI Check so be extremely cautious of any services that claim to provide an HPI Check Free. A ‘Free HPI Check’ is not genuine and will not provide you with the information needed to keep you protected from car scams and motor fraud.